Car Insurance Fraud is a serious problem over here in the UK with people intentionally causing crashes with the aim of claiming damages on the car’s insurance and in some cases demanding compensation for fabricated injuries.

In New York people had been going one step further where they were hiring middlemen to “steal” their car and make it disappear so that the owner could get it replaced on their car insurance or get large settlements from the insurers.

New York Police set up a sting operation by putting undercover detectives in a repair shop in Queens where the fraudsters were taking the vehicles that were stolen for destroying.

You may have an image of a shifty looking character as the typical person to commit car insurance fraud but of the 61 people caught out in the sting some included a used car dealer and shockingly a New York Police Officer. The cost of the actions these people were trying to get away with was estimated at $1.7 million and 70 vehicles were brought to the shop in the period of time.

Car insurance Fraud is a big problem over here in the UK too with gangs of people driving with intent to surprise unsuspecting members of the public into getting into crashes. This kind of crime is being clamped down on by the Police liaising with Insurers to ensure that those who are stupid enough to make a habit of it are brought to justice. Car Insurance fraud has been directly linked to the high cost of insurance and dragging our car insurance quotes up in recent years.

You would think you would not have to be concerned about things such as insurance fraud. Unfortunately, you do. In the age that we live in, there is always someone that is out to make a quick buck. Of course, that includes trying to get over on people when it comes to getting health insurance in Texas. The sad part about it is, with the internet, it is so easy to get duped. The internet is one of the biggest tools that scammers and fraudsters use to get what they want illegally.

It’s easy for them to put up a website and set up shop online. Anyone can say that they have a valid heath insurance company online. When looking for health insurance in Texas, this should be taken very seriously. There are too many people that get duped because they believe everything they see and hear.

Here are some different ways to detect fraud when looking to get health insurance in Texas. One trick to look for is what is called a “pyramid” scheme. It works when you sign up to pay a membership fee online in order to get health insurance. The scheme offers people financial perks if they agree to this and invest their money. They also try to encourage you to get more people involved to do the same thing.

This will create more cash in the pot. In addition to that, others are asked to sell memberships to others and pitch the same script. With the so-called “health insurance”, members are also told that they can take money against the value of their insurance policies. Unfortunately, there is nothing to show for it. Health insurance in Texas is a big business and there are people that will try to profit from it any way they can.

Another scheme is when you encounter a website that claims to be selling health insurance in Texas. They entice you by promising low rates on your health insurance. Later on, you find out that it’s not a real insurance company and the health insurance policy is null and void.

There are other scams where people get duped easily. There are people that set up bogus companies only for the “owners” to take the money and run. There are others where an agent advertises online to get business and find out that it’s just another scam.

One of the biggest frauds regarding getting health insurance in Texas is about selling insurance when an agent isn’t authorized to do so. According to state law, the insurance company and the agent must have a valid license to sell health insurance in Texas. If it’s found out that they are not licensed, they cannot legally sell anyone any type of insurance in the state. Not only that, your insurance claims may not be paid and you would be duped out of money that you paid on health insurance premiums. If you suspect fraud or scams while looking to get health insurance, then report it to your local or state fraud agency.