As the policyholder, you have a right to know about the insurance company’s best-kept secret . . . Public Insurance Adjusters. We are the experts who represent you exclusively when a loss occurs to your business, commercial or residential property. The insurance companies have their representatives; you need someone whose loyalty is entirely to you.
At United States Adjusters our public adjusters work for you! Not the insurance company.
PLEASE READ CAREFULLY
Why Let the Wolf Stand Guard Over the Chicken Coup? The insurance company adjuster is a PAID EMPLOYEE and is trained by the insurance company. This could very well be the last person in the world you want controlling YOUR CLAIM. Quite simply put, his first duty and responsibility is to his employer — the insurance company he represents.
60 Minutes Television Interview
Many insurance companies train their adjusters in methods and policies that keep the insurance company’s own interests in the foreground. In a recent interview, Ina Delong, a former insurance company adjuster, now turned consumer advocate, told the 60 Minute TV News Program: “The Insurance companies don’t want adjusters that are trained because if they really knew what they were doing, the insurance claim (your settlement) would be higher.” In 1991, John Garamendi, the then insurance commissioner of California, characterized the insurance industry as stuck in the old days of paying out as little as possible.
“For the most part, people like using a public adjuster because they like the idea that someone is working on their behalf vs. someone working on behalf of the company,” says P.J. Crowley, vice president of the Insurance Information Institute.
Several reasons why you need to contact United States Adjusters:
• Our Public Adjusters collect only if you collect and there are no out of pocket expenses or fees.
• Our Public Adjusters receive on average 300 to 400+% larger settlements then the insurance company initially offered. examples of settlements on the about us page
• Free loss consultation 24 hours a day
• Our Public Adjusters handle all aspects of your claim.
• Prompt personalized attention no matter how small or large the claims are.
• Our Public Adjusters keep in contact with your insurance company and forwards all information to you as your claim progresses.
• Settling Insurance claims is often very stressful and time consuming; let US Adjusters help you get on with your life
• Our Public Adjusters integrity and professionalism is second to none
10 REASONS TO CALL USA
1. All of our public adjusters are experienced, full-time professionals. We take great pride in maximizing settlements, and we try to never leave a stone unturned. We truly feel that it is an honor to be entrusted to represent our clients.
2. We have a remarkable history of obtaining top settlements for our clients. Almost without exception, we will obtain significantly more money than the insurance company’s offer. Numerous cases have resulted in increases of over 500%, and often greater than what the insurance company offered. We have even exceeded a ten-fold increase on more than a few occasions. We know how to recognize the flaws and how to document your claim for maximum recovery. Read what some of our clients have said. (OUR CLIENTS)
3. We keep our clients fully informed and provide them with copies of all correspondence. We give regular updates and always return our telephone calls promptly. We truly believe in outstanding customer service. Our clients have the final say in whether or not to accept our reject an insurance company’s offer. Yes, we give our opinions, but you have the final word.
4. We have a 99% client satisfaction rate. We have never been sued, nor have we ever had a complaint filed against us.
5. We are active members of the Mid Atlantic Association of Public Insurance Adjusters, the Association of Property and Casualty Claims Professionals, the American Association of Public Insurance Adjusters, and the Windstorm Conference. We spend significant time and money to keep abreast of all industry changes, including legal and statutory. Public Adjusting is our profession. It is not a part time hobby.
6. We have established ongoing and solid relationships with engineers, architects, accountants, attorneys, contractors, geologists, and a host of other support personnel, such as appraisers and inventory specialists. We know how best to document your claim.
7. You never owe us anything until money is actually received from the insurance company. We offer various ranges of services to best fit the unique needs and desires of our clients.
8. We truly make the odds even. We understand the ins and outs of the insurance industry. The insurance company will have an adjuster who works for them; shouldn’t you have one who works for you?
9. We pride ourselves on professionalism and ethics and provide the highest level of integrity that can be offered.
10. We will fight to get you the settlement you deserve and go the distance to do so.
Contact United States Adjusters Inc. Today for any questions you may have regarding the above info.
Http://www.unitedstatesadjusters.com
For those who do not like the usual routine holidays of sea shores, sky-rise buildings and loads of lighting, a holiday means spending time in the lap of nature. Exploring forests, looking at various animals and creatures are the interests of a backpacker. But in such a situation, backpacker cheap insurance travel UK is a must for security.
Backpackers are those people who just pack their luggage and leave for their holidays which are not like usual holidays in the sense that they are made for unconventional places and that too not luxuriously. The expenses are managed in a very small limit and it has to be as cheap as it can get for the traveller.
Through the cheap insurance UK that the backpacker needs for travel, any urgent problems that arise for him can be solved. Since backpackers are basically involved in adventure trails, rock climbing, trekking, parachuting etc which involve danger to him, it is important that any urgent situations that arise for him are attended to aptly. Various types of covers are provided under this insurance policy like:
• Rescue cover for any kind of emergency rescue
operation
• Medical cover for any emergency medical treatments
• Personal liability provides cover for any harm that any individual does to you
• Flight cancellation covers the expenses if your flight has been cancelled
• Baggage cover for loss or theft of documents or baggage
Through the online mode of research, the backpacker can get low premium policy for his insurance. He can compare the policies that are available to him and then choose the lowest premium policy which is cheap. Backpacker insurance travel UK will provide cover to the traveller without proving to be a burden for him.
Insurance Regulatory and Development Authority (IRDA) shows the fall in the life insurance sector in the forth quarter. The down has been noted in the collection of life insurance premium about 6%.
The major player in the sector Life Insurance Corporation (LIC) whose share was about 60% to 63% has gone about 10% down. According to the officials it is being said that sale of new policies and collection of old policies premium has gone tremendously down this year.
The forth quarter new policy premium collection is Rs 34,814.55 crore against Rs 39,413.16 crore of previous year. With the data it is assumed that for the full fiscal year amount collection for life insurance will be Rs 87,107.62 crore against Rs 92,988.71 crore of previous fiscal years.
In the fiscal year of 2008 Bajaj Allianz has reported that in the General Insurance premium its income is Rs 2,578 crore which is comparatively up by 43% with the previous fiscal year. In the forth quarter of 2008-09 the company has collected gross premium of Rs 733.53 crore against Rs 573.73 crore in the previous year. The growth is about 28%.
This year Insurance Regulatory and Development Authority (IRDA) has shown data that all the private and public insurance companies has earned growth in premium Rs 30,601 crore against Rs 28,052 crore of last year.
ICICI Lombard, Bajaj Alliance, Bharti AXA General and Shriram General which are major player in general insurance sector, have reported growth this year.
In the forth quarter of this year only LIC is in loss in the life insurance sector and Reliance is in the loss in the general insurance sector.
By the data and report we can say now, insurance companies will vary from policy to policy not from sector to sector. Overall in the insurance sector in the time of recession are in the growth. It is basically for Indian insurance sector’s companies.